Insurance platform & BPO
A Full Service Ecosystem for MGAs, Wholesalers, and Carriers
Insurance-native platforms across distribution, rating, AMS, accounting, payments and BPO. Deploy what you need independently or run your entire operation on one connected system.
Looking at distribution, rating, AMS, accounting, payments, or BPO? We’ll show where Selectsys fits.
SelectConnectDistribution & Connectivity. Connects RQB rate, quote & bind workflows, carrier APIs, rating sources, data and underwriting.SelectRateISO Rating PlatformExpert InsuredPolicy AdministrationPremium AccountingInsurance AccountingCoverPayInsurance Payments
Across every workflowInsurance BPO · operational executionAI · automation across technology and operations
The problem
From Fragmented Systems to an Insurance-Native Operating Model
Separate rating vendor. Separate AMS vendor. Separate accounting tool. Separate payment provider. Separate outsourced servicing firm. Multiple integrations, multiple contracts, fragmented accountability.
What You’re Running Today
- Legacy rating platform
- Retrofit agency AMS forced into MGA / wholesale workflows
- Non insurance-native accounting
- Generic payment processor
- Disconnected BPO vendors
- Submissions rekeyed between all of them
Multiple systems. Multiple handoffs. No control.
What Changes with Selectsys
- One submission entered once, connected outward
- Rating from the sources each program actually needs
- Policy lifecycle built for delegated authority, not retrofitted
- Trust accounting, bordereaux and reconciliation built in
- Installment billing through your own payment gateway
- Operational teams executing inside your workflows
One operating model. Full operational control.
The platform
One Insurance Ecosystem. Built to Work Together.
Start with what you need. Connect more as your operation grows. From distribution and rating through policy administration, premium accounting, payments and operational execution, Selectsys platforms connect the insurance lifecycle without forcing you into a single system.
SelectConnect
Distribution & ConnectivityEnter the submission once and connect it outward: RQB rate, quote and bind workflows, carrier APIs, rating sources, data, appetite, underwriting and policy systems.
See how it connects →SelectRate
ISO Rating PlatformConfigure carrier pricing, program rules and deviations on current ISO content. Runs standalone, or connects into SelectConnect.
Explore SelectRate →Expert Insured
Policy AdministrationIssuance, endorsements, renewals and servicing built for MGA and wholesale operations rather than retrofitted from agency software.
Explore Expert Insured →Premium Accounting
Insurance AccountingTrust accounting, bordereaux, commissions and reconciliation built for insurance rather than adapted from general ledger software.
Explore Premium Accounting →CoverPay
Insurance PaymentsInstallment billing, premium collection and payment operations running through your own gateway, not a generic processor.
Explore CoverPay →Insurance BPO
Operational ExecutionExperienced insurance teams working inside your workflows across submissions, underwriting support, servicing, accounting and back office.
Explore Insurance BPO →Running across all of itAI submission automation · OCR, extraction and triageAI Assist · underwriting and operational assistance
AI OCR, Submission Triage and AI Assist work together with RQB, Expert Insured and BPO Pods to cut cycle time and ICS. Discover insurance accounting software comparison benefits.
Technology alone does not execute every insurance workflow. Selectsys combines connected insurance technology with experienced insurance operations teams where human execution is still required.
Insurance BPO
Technology Where It Fits. Insurance People Where It Matters.
Not a generic outsourcing desk, and not a chatbot: insurance people executing in your systems, to your service levels, across the whole policy lifecycle.
Submission & Quote Support
Intake and triageSubmission intake, data capture, clearance, quote preparation and carrier follow-up.
Submission intake support →Underwriting Support
Pre-underwriting executionRisk file preparation, loss run analysis, exposure checks, referrals and underwriter assistance.
Underwriting support →Policy Servicing
Issuance and servicingPolicy issuance, document assembly, certificates, compliance checks and servicing requests.
Policy processing →Endorsements & Renewals
Mid-term and renewal cyclesEndorsement processing, renewal preparation, re-marketing support and expiring book management.
Renewal processing →Premium Accounting Support
Financial operationsPremium bookings, trust accounting, bordereaux, commissions and reconciliation support.
Insurance accounting support →Claims & Back-Office Operations
Downstream executionFNOL intake, claims support, carrier portal management and back-office operations at volume.
Claims and FNOL support →Built forMGAs · delegated authority executionCarriers · no transfer of underwriting authorityWholesalers · multi-carrier placement support
The connected transaction
Enter It Once. Connect It Everywhere.
A submission enters once. SelectConnect carries it to the systems the transaction needs, whether those are inside Selectsys or outside it, and returns a decision you can act on.
One Submission
SelectConnectDistribution & ConnectivityEnter it once. Connect it everywhere.
RQB · Rate, Quote & BindWithin SelectConnect. The established Selectsys quoting and binding workflow, with rules, referrals and authority controls. Programs that rate and bind elsewhere connect through the other available paths.SelectRate / Bureau RatingISO rating through SelectRate, with AAIS and other bureau rating available as separate connected sources.
Carrier APIsDirect carrier connectivity, plus non-API and manual carrier workflows.
Proprietary & third-party ratingProgram-specific and external raters alongside bureau content.
Data & prefillProperty, vehicle, hazard and business data enrichment on the submission.
Appetite & eligibilityClass, state, exposure and program rules applied before a quote is returned.
Underwriting workflowsUnderwriter Workbench for review, referral, rating results and decisioning.
AMS & policy systemsExpert Insured and third-party systems of record.Quote→Bind→Issue
Programs use what they need. A program can run on carrier APIs alone, on SelectRate alone, or on several sources at once. SelectRate is a standalone ISO rating platform, not a component of SelectConnect.
Where the transaction lands
Bound business continues into issuance, endorsements, renewals, premium accounting and collection without rekeying, in Expert Insured, Premium Accounting and CoverPay, or in the systems you already run.
See the Selectsys operating model for how the pieces work together across a full book.
Capability breadth
Built Across Commercial & Specialty Insurance
Selectsys runs programs across commercial and specialty lines, bureau and proprietary rating, carrier connectivity and underwriting operations.
Commercial & Specialty Lines
Program breadthGL, WC, Property, BOP, Commercial Auto, Cyber and specialty program structures.
Explore rating platforms →ISO Rating
SelectRateCurrent ISO content with carrier pricing, program rules, deviations and full rating traceability.
Explore SelectRate →AAIS Rating
AAIS Commercial LinesAAIS-based rating, policy issuance and accounting for commercial lines and delegated programs.
Explore the AAIS platform →Carrier Connectivity
API and non-API workflowsDirect carrier rating and bind APIs, document handoff, and manual carrier workflows where no API exists.
See carrier connectivity →Underwriting Workflows
Workbench and decisioningUnderwriter Workbench, appetite and eligibility, referral routing, review and decisioning.
Platform overview →Insurance Operations
Insurance BPOOperational execution delivered by insurance teams working inside the workflows above.
Explore Insurance BPO →Why a coordinated model
You’ve Tried Tools, BPOs, and Overlays. It’s Still Not Enough.
Most MGAs operate with one vendor for their AMS, another for rating, and a third for outsourced servicing. Selectsys replaces that fragmented stack with one coordinated operating model designed for delegated authority programs.
Side by side
How Selectsys Stands Apart
Connected platforms and embedded operations under one operating model, rather than a set of vendors you integrate yourself.
| Traditional | Selectsys |
|---|---|
| Separate rating systems | Connected rating sources |
| Rekeying submissions | One structured submission |
| Separate carrier workflows | Multi-carrier workflow |
| Disconnected policy operations | Connected downstream lifecycle |
| Non insurance-native accounting | Trust accounting, bordereaux and reconciliation built in |
| Generic payment processor | Installment billing through your own gateway |
| Outsourced servicing outside your systems | Execution inside your workflows |
Measured Operational Impact
- Reduced quote cycle time
- Lower internal cost structure
- Improved accounting accuracy
- Controlled installment billing
- Higher retention through structured renewals
Proof
What Our Clients Say
Trusted by MGAs, Wholesalers, and Carriers Using Selectsys to Quote, Issue, and Scale.
RQB lets us rate, quote, and bind both personal and commercial lines in one continuous flow. No handoffs. No rekeying. With API carrier integrations and ISO-based platforms like Netrate, plus support from Selectsys BPO across new business, underwriting, and renewals, we’ve streamlined operations end to end.
Brian Fischer, Managing Director With Selectsys, we implemented RQB, RQB Web Services, Expert Insured, and BPO support to streamline our entire quoting and underwriting workflow. We’ve reduced quote time by 60%, eliminated rekeying, and significantly accelerated our operations across multiple lines of business.
NEC Specialty Insurance This is exactly the kind of automation we’ve been waiting for — accurate, practical, and delivering ROI from day one.
CFO, SIU 
Trusted by 120+ MGAs, wholesalers, and carriers. More than 15 years in insurance operations, from BPO, RQB and Expert Insured to the connected platform Selectsys runs today.
Case study
SIU: From Inbox Chaos to Execution Clarity
Expert Insured + AI Gatekeeping + Embedded BPO
- 1,000+ hours saved per year
- Auto-routed submissions and endorsements
- 95%+ accuracy after deployment
- Underwriters now focus on quoting, not sorting emails
This is exactly the kind of automation we’ve been waiting for — accurate, practical, and delivering ROI from day one.
CFO, SIU We are a part of
Common questions
Common Questions About Replacing AMS, Rating, and BPO Vendors
Do I need separate AMS rating and BPO vendors?
No. Selectsys combines Expert Insured for policy lifecycle management, SelectConnect for distribution and connectivity, RQB for rate, quote and bind workflows, SelectRate for ISO rating, and embedded Insurance BPO execution inside one coordinated operating model.
What is SelectConnect, and how does it relate to RQB?
SelectConnect is the Selectsys distribution and connectivity platform: one submission entered once and connected to carrier APIs, rating sources, data, appetite rules, underwriting workflows and policy systems. RQB is the established rate, quote and bind workflow inside that architecture, and it keeps its name, its product page and its existing integrations.
Can Selectsys replace my current AMS?
Yes. Expert Insured by Selectsys supports delegated issuance, workflow governance, rating integration, premium accounting visibility, and scalable multi carrier program management.
Can I switch Insurance BPO providers without changing my system?
Yes. Selectsys Insurance BPO can operate inside your existing workflows. Many MGAs transition execution layers without replacing their policy or rating platforms.
Does Selectsys support personal and commercial lines?
Yes. Selectsys supports personal and commercial programs across connected rating sources, RQB quote and bind workflows, policy administration and operational execution.
How quickly can we launch?
Most Selectsys engagements can begin with a pilot in 7 to 10 business days, depending on scope and integration requirements.
Have Questions About Our Platform?
Explore our structured FAQs and product workflows to understand how Selectsys supports MGAs, wholesalers, and carriers from quote to bind and beyond.
Request a Demo with Selectsys
We’ll review your current stack, identify the gaps, and show exactly where Selectsys fits: unified technology with embedded operations teams, fast setup, and no handoffs.
Trusted by 120+ MGAs, wholesalers, and carriers. More than 15 years in insurance operations, from BPO, RQB and Expert Insured to the connected platform Selectsys runs today.
Insights
Insurance Infrastructure Insights
Explore detailed guides covering underwriting platforms, policy lifecycle operations, insurance BPO services, and financial infrastructure used by modern insurance organizations.
Guide
Insurance Policy Lifecycle
GuideInsurance BPO Services Guide
GuideInsurance Rating Platforms Explained
GuideInsurance Payment Processing Platforms
GuidePolicy Lifecycle Management Software
ReferenceInsurance Technology Glossary
Insurance payments, premium collection, and installment billing are fully integrated across our platform. Learn how CoverPay powers these workflows.